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Is it worth doing a factory reset after this update?
Read that after the last one to Froyo it was best to do that so not sure if I should do it again?

I just loaded up gallery, and it loaded up my pictures very fast, grid view.
yep and it does seem to be a little bit more faster, especially in app drawer. and get around 32.67 MFOPLS with linpack. which shows that speed should be almost the same as previous firmware.
Do you need your gold card if you just debranded your phone, as I didn't root mine.
Right i have a little question i have a Vodafone Desire that i installed (not rooted) a generic 2.1 Rom and in my infinite wisdom delted/lost/formatted, my gold card i used to install the generic ROM.
Is it possible that i can reproduce my Gold Card or am i now stuck and cannot install this new update?
Any help would be great as i don't wanna start the update without this info as i can see some people are having issues upgrading without.
Just make another gold card if you can
Why not make your everyday card a goldcard? The 8gig card that came with my Desire was made into a goldcard so I could flash it to an unbranded generic version, and keep it in the phone for updates. Works great and no need to swap cards. I also made my wifes card and a spare card into goldcards as backups.No problem, im sitting here with my angry face cos i forgot to change my cards over
You might know the answer RetroDude....
If I turn my nice new FULL 8GB card into a goldcard will it wipe the data and can I use the goldcard.img I got or are they linked to the SD card somehow?
Each Goldcard Image is unique to the SD card you created it for.