Alright... I have an update for those interested...
I called VZN today and talked to their Customer Care center. I talked with a lady that was very helpful...
Here is what I learned...
There will not be any more NE2 after this January... so those who have a credit balance of $50 or $100 in their account will not get future credits AFTER they use it for their next phone upgrade. Most of you already know this...
Now here is the biggie... This credit is good towards EITHER the 1 year or 2 year contracts. I had a VZN guy yesterday tell me my $100 credit was only good for a 2 year contract. Either he didn't know or was trying to navigate me to a 2 year contract.
This means that if I want a 1 year contract the phone will cost $319.99 but after I use my NE2 $100 credit, it will cost me only $219.99. Cool!!!
Also, I found that if I decide to add a "Total Equipment Insurance" it will cost me $6.99 extra a month for the insurance. May be different for you though... Not sure.
So, if you're getting a VZN agent telling you that you cannot use your NE2 credit on a 1 year plan, they are lying or do not know... so call again another time till you get an agent that is in the know or willing to work with you.
Also, be sure to get the person's name you talk to... this makes them accountable and will help give you a little edge while talking to them since you know their name.
If this is allowed, I think I will start another thread with this information concerning NE2 credits.
Hope this helps someone else.
Dennis