I checked Rootzwiki this morning in bed and saw 3.3 out. Went down a few mirrors and tried two before the download worked. So yeah, I loaded directly to the phone and
checked the MD5 lying in bed with MD5 Checker, free in the Play market.
After I got up, I came to the PC, transferred the zip to the PC for safekeeping and moved the file from the downloads folder to the JellyBelly folder I created on my phone.
So it doesn't really matter how you download it: just
CHECK THAT MD5 before you flash it!
Easy peasy
EDIT: Back up on 3.3 Nav Lady speaks again! WOO HOO! Everything seems to be working, GPS took awhile to lock but finally did. But the "speak now" prompt is still missing. Loading my mods now.